What's missing from your current protection?
Alexandre compares what you have with what you'd need. Within 24h, you get a clear picture - no jargon, no pressure.
The 4 essential protections
Not all required at the same time, but all important to identify based on your situation.
Income replacement
If you pass away, your family loses your salary. Term life insurance replaces that income so your loved ones maintain their quality of life.
Occupational disability
Group insurance rarely covers more than 60% of your salary. A personal policy fills the gap if you can no longer work.
Mortgage protection
Your home is your largest asset. Private mortgage insurance protects your family - not the bank - and keeps the coverage fixed.
Payout on diagnosis
In case of cancer, stroke or heart attack, critical illness insurance pays you an immediate lump sum so you can focus on your recovery.
What the numbers
really say.
Most families overestimate their actual coverage. These statistics on Canadian households help put the risks in perspective.
The recommended protections
for your profile
Not all at the first meeting, but all to keep on your planning horizon.
Choose your level of coverage
No protection | Basic protection | Full protection RECOMMENDED | |
|---|---|---|---|
| Family protected if death | |||
| Income replaced if disabled | |||
| Mortgage protected | Partial | ||
| Lump sum if critical illness | |||
| Complements group insurance | Partial | ||
| Get this protection |
What our clients say
“Alexandre showed me that my bank's insurance no longer really covered my mortgage. He found me a better, cheaper option, with my family as the direct beneficiary.”
“I had my employer's insurance and thought it was enough. Alexandre showed me that my disability was only covered at 60% and only for 2 years. We filled the gap.”
“No jargon, no pressure. In 45 minutes, I had a clear picture of what I had, what was missing, and how much it would cost. Exactly what I needed.”
* Names have been changed to protect client confidentiality.
Frequently asked questions
Free analysis
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Alexandre.
Fill out this form and get an analysis of your insurance needs, free and with no obligation. Reply within 24 hours.